Services

Discretionary management

Thesis manages investment portfolios for a wide variety of clients, including private investors, charities, pension funds and trusts.

We have identified seven levels of attitude to investment risk from a low/moderate tolerance to a relatively high tolerance. We apply our investment process to produce model portfolios that most closely represent the seven different attitudes to risk. We use these models as the basis for constructing portfolios on behalf of the vast majority of our clients.

Before we can invest on behalf of clients, we need to know details about their investment objectives, time horizon, attitude to risk and other relevant information. Where clients are referred to us by a Financial Adviser, their adviser often carries out this research and will recommend a portfolio appropriate for the client. If there is no Financial Adviser involved, one of our Investment Managers conducts the client research and makes a recommendation.

Each client is matched to an Investment Manager who takes personal charge of the portfolio. While portfolios are typically based on one of our models for our bespoke services, Investment Managers have the freedom to tilt them to the specific circumstances of each individual client. This can include using tax wrappers such as ISAs, SIPPs and offshore bonds, accommodating legacy assets from other investments and timing portfolio rebalances to manage tax liabilities.

Each quarter we provide detailed portfolio reviews showing the value of the portfolio, the transactions that have taken place, the income received and paid out and other relevant information. We provide two interim reviews for the intervening periods. We also provide a tax pack as at 5 April each year to enable clients (and/or their Advisers) to file their tax returns. Investors and Advisers can access online portfolio valuations as required.

To speak about our model or bespoke portfolio options, contact our investment team.